Mexican law requires that a motorists are required to have insurance know as "Proof of Financial Responsibility" in the event of an accident. Even if you are not at fault. Mexican law does not recognize U.S. or Canadian insurance, making your regular personal auto insurance virtually useless in Mexico. As a foreigner traveling in Mexico, the only way of demonstrating this financial responsibility is to have sufficient and real currency to cover damages or an insurance policy from a Mexican company. 

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Even though if your U.S. insurance policy may or will cover you certain miles into Mexico, you'll still need Mexican Insurance to cover your vehicle. U.S policy cannot pay for damages that you legally owe to other if you were in a accident and caused damages to another vehicle. 

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It’s safer and best to cover all your bases by purchasing a full coverage Mexican policy at a low rate to cover legal liability and damage.

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